How to safeguard our personal and financial data

Nowadays, e-commerce is a very common and popular advance technology activity over the world. Many people give out their personal information in some way or other such as using a loyalty card when we are shopping or when we carry out a bank transaction. However, e-commerce has created a high degree of security risk since the internal network is opened for everyone. The loss of personal data may lead to identity theft and identity fraud. Therefore, we should take the responsibility to safeguard and protect our personal and financial information from being damage and theft.

The following steps are some simple tips you can take to safeguard your personal information.

Protect online log in information
Do not share your personal user ID and password with anyone.

Use different user names and passwords for financial sites with other daily access websites.
Take extra care when accessing personal information by using public computers or using a laptop in a WiFi hot spot.

Protect and check your personal information regularly
Store any documents which detailed your personal information in a safe place.

Review your financial accounts regularly to check for any suspicious applications.

Avoid to provide personal information to unsolicited callers

Do not respond to any request for personal information. Please keep in mind for that legitimate businesses do not ask for personal information via e-mail unless you make the first contact.

Using internet security software
Secure your computer by installing security software and ensure all of them are up to date.

Antivirus program may protect against some viruses that are very harmful to your computers.

Antispyware may prevent those dangerous programs such as Adware and Spyware that can enable the website developer to access your personal files in your computer.

Firewall program will help you prevent from hackers and viruses from entering into your computer.

Lastly, be responsible for your own data to protect yourself from being a victim of the serious crimes occurring on the internet.